2024 Roth Ira Contribution Limits Married Spouse.  — here are the roth ira income limits for 2024 that would reduce your contribution to zero: $7,000 per individual in 2024.

However, married couples can use a spousal roth ira to fund two accounts, even if just one spouse. In addition to the general contribution limit that applies to both roth and traditional iras, your roth ira contribution may be limited.